Cryptocurrency Tax-Loss Harvesting Playbook: Cost Basis Selection, Wash Sale Rules, and Year-End Portfolio Optimization
Introduction
Crypto markets are notoriously volatile, and while roller-coaster price swings can be nerve-racking, they also unlock powerful tax-planning opportunities. Tax-loss harvesting—selling coins or tokens that are trading below your cost basis to realize a capital loss—can offset current or future gains and reduce your overall tax bill.