Smart-Contract Risk Scoring: Quantifying Code Vulnerabilities for Insurers
Introduction: Why Risk Scoring Matters
The explosion of decentralized finance (DeFi), non-fungible tokens (NFTs), and on-chain gaming has placed smart contracts at the heart of modern digital economies. Yet every week headlines remind insurers of multimillion-dollar exploits caused by logic flaws, re-entrancy loops, and misconfigured oracles. Traditional actuarial tables cannot